We Build, Market, And Manage Consumer Financing Programs For Merchants In A Variety Of Different Industries Throughout the United States!
Key Benefits For Your Business
- No Recourse for Non-Payment (You are not responsible for defaults)
- No Financials, Tax Returns or Bank Statements Required
- No Annual Sales Volume requirements
- No Time in Business Requirements
- No Restrictions on What Products or Services that Can be Financed
- Flat Rate Pricing Regardless of Consumer Credit Score
- Apply Page Included – Just Send Customers to Your Page to Apply (No Staff Training)
- Instant Approval or Decline
- Multiple Lenders on Platform with 14B to Loan
- Funding Averages 3-5 Days
- Loan from $1,000-$50,000
- Fast setup you can be offering financing within 2-3 days
Consumer Benefits
- Easy Application Process
- Rates Starting as Low as 5.99%-34.99% (depends on credit profile)
- Soft Credit Pull FICO down to a 580 (No Impact to Credit Score Until Taking Loan)
- National Lenders Compete to Their Business
- Machine Learning Matches Them with the Best Offer
How It Works
Step 1: Direct your customer to your own customer web page to apply (example: Demo Marketplace Page)
Step 2: Customer applies from store, home, or mobile phone
Step 3: Customer is instantly approved or declined – if approved they will be matched with a lender
Step 4: Customer works with the bank directly to compete the loan documents and terms
Step 5: Lender funds the customer within 3-5 days
Step 6: Customer comes back in your store to complete the purchase or you pick up a check on install
*We provide daily/weekly reporting, so you know which clients have been approved or declined. We provide all their contact information you can easily follow-up and complete the sales.
Program Investment
Unlike most traditional financing programs, we do not charge higher discount rates based on challenged credit. Many finance programs discount your proceeds by over 20% for challenged credit clients. On a $2,000 sale it could cost you over $400.00 to participate in a traditional finance program and that’s before any charges for promotional offers.
Our pricing is very straightforward and does not penalize you based on the consumer credit score, we are more in line with the cost of running a credit card transaction.
One Time Setup Fee: $199.00
Monthly Subscription Fee: $49.00 (includes reporting and website)
Discount Rate: 4%
SUBJECT TO CHANGE AT OUR DISCRETION AT ANY TIME
